Showing posts from November, 2015

Payer Authentication reducing chargebacks

Payer Authentication at eComTechnology Payer Authentication, also known as Verified by Visa® (VbV) and MasterCard SecureCode™, are security protocols developed by Visa and MasterCard that allow consumers toshop online more securely. Visa and MasterCard also give incentives to eCommerce businesses that enable these programs by providing chargeback protection and lower interchange rates. Simply put, Payer Authentication is validation that the online shopper is the cardholder. Merchants participating in the programs are helping to fight identity theft and consumers become more inclined to continue shopping at these secure websites. Key FeaturesReduced Chargebacks - Merchants utilizing Payer Authentication are afforded more protection against chargebacksInterchange Discounts - In some cases merchants experience lower interchange ratesLower Fraud Screening and manual review costs - Merchants spend less time and money reviewing suspicious transactionsExpand Internationally - Merchants can i…

What Is A Pyramid Scheme?

What Is A Pyramid Scheme? By Investopedia Staff | Updated November 17, 2015 | On March 12, 2014, the United States Federal Trade Commission (FTC) launched an official investigation of the nutritional supplement company Herbalife, based on allegations that the company was running a pyramid scheme - a fraudulent investment scheme based on a hierarchical setup. The announcement came after a two-year, aggressive crusade by hedge fund manager William Ackman, whose fund - the New York-based Pershing Square Capital Management - had taken a $1 billion short position on Herbalife (NYSE:HLF) stock. The FTC investigation followed an inquiry opened by the Securities and Exchange Commission (SEC) in January 2013. (See New York Times DealBook timeline, "Ackman vs. Herbalife: A History.") Ackman and others are accusing Herbalife of running a pyramid scheme. Pyramid schemes have cost many people their hard-earned savings. The concept behind them is simple; however, they're often presen…

major blow to the fast-growing fantasy sports

Hard Yards Ahead For Well-Funded Fantasy Sports 17 Nov 15 | Author | New York state attorney general has dealt a major blow to the fast-growing fantasy sports business, telling the two largest players, FanDuel and DraftKings, to cease operations after being ruled as illegal under the state’s gambling laws. It comes shortly after Nevada ordered the sites to close in its state and in California state officials are also investigating their legality. All this comes not long after the industry was rocked by an insider trading scandal, where a DraftKings employee won a USD350,000 contest. Suddenly this multi-billion dollar business is looking very vulnerable.

The daily fantasy sports industry is dominated by FanDuel and DraftKings, which together have raised more than USD700m. Both argue their sites are skill-based games. Users build their own online sports teams and then compete against each depending on how their real-world counterparts do. The practise has existed for a …

Facebook is turning advertising around 360 degrees.

Facebook is turning advertising around 360 degrees. In fact, what the social media site has announced is, because of the growing popularity of 360 videos, advertisers will now be able to present advertisements in that format. It appears to be more of a trial run but there are some big companies attached to the idea.
“(W)e’re starting to test 360 video as an advertising format as well. AT&T, Corona (AB InBev), Nescafe (Nestle), Ritz (Mondelez), Samsung, and Walt Disney World (Walt Disney Parks and Resorts) are all running 360 video ads, and we’ll continue to test this format with additional advertisers,” Facebook explained in a press release. “360 video represents an exciting creative opportunity for marketers that allows them to tell immersive stories, optimized for mobile devices.”
It’s just another step Facebook is taking in bringing the video format to users.
Because 360 videos are becoming more popular and prevalent both on the Web in general and on Facebook, the social media s…

Apple Shuttering Beats Music

Apple Shuttering Beats Music By  in Breaking NewsTechnology Image courtesy of (CC) BrianSolis. Apple is shutting down Beats Music as it shifts its focus to its Apple Music streaming service. The Nov. 30 shutdown of Beats Music should come as no surprise. It has been rumored since last year that the service would be shuttered eventually. Beats executive Dale Bagwell said although subscriptions will be cancelled as of Nov. 30, customers can move their picks and preferences over to Apple Music “right now.” “All the pros that curated music for you are still crafting more amazing experiences,” Bagwell wrote on a Beats support page. “Plus, on Apple Music, you’ll get even better recommendations based on music you already listen to and love, 24/7 global radio with Beats 1, exciting material from your favorite artist, and more.” Apple Music app Apple acquired Beats Electronics, the Jimmy Iovine and Dr. Dre-run music company, for $3 billion last May and it has…

3 Signs the Russian Economy Is Recovering

3 Signs the Russian Economy Is Recovering By Evan Tarver | October 22, 2015 AAA | The price of oil, and the main driver of Russia's economy, has declined significantly over the past 18 months. At the same time, the United States imposed sanctions on Russia in the wake of its annexation of Crimea in Ukraine. In response, Russia's ruble decreased in value, and capital began to leave the country as citizens placed their money abroad. It seemed as if the country's economy was spiraling downward. However, against expectations, Russia's economy is starting to recover. With an increase in the performance of domestic companies, rising prices for imports and a devaluation of the ruble, Russia's economy has kickstarted itself. Performance of Domestic Companies The Russian stock market is one of the best-performing markets this year. According to reports, roughly 78% of Russian companies on the MICEX index have shown more revenue growth in the most recent quarter than their …

Global regulators ending the phenomenon of "too big to fail" banks

G20 finalizes tools for ending 'too big to fail' banksLONDON| BY HUW JONES Bank of England Governor Mark Carney speaks during an inflation report news conference at the Bank of England in London, Britain November 5, 2015. REUTERS/JONATHAN BRADY/POOL Global regulators set out their "final tools" on Monday for ending the phenomenon of "too big to fail" banks, seeking to draw a line under a period of intensive rule making after a financial crisis that tarnished the sector and weighed heavily on taxpayers. Mark Carney, chairman of the Financial Stability Board (FSB) that coordinates regulation across the Group of 20 economies (G20) to plug gaps highlighted by the 2007-09 financial crisis, said many of the key reforms have been implemented decisively and promptly. "As a consequence, the financing capacity to the real economy is being rebuilt and significant retrenchment from international activity has been avoided," Carney said in a letter to G20 lead…

Is U.S. Employment Really Surging?

Is U.S. Employment Really Surging? By Adam Hayes, CFA | November 09, 2015 AAA | Last Friday, the U.S. Bureau of Labor Statistics (BLS) released the October unemployment data that showed the headline unemployment figure dropping to 5%, better than the expected 5.1%. Great news for the economy, however the headline employment figure can be a little misleading. The Headline Figure When the BLS reports unemployment data, they report the so-called headline unemployment figure, or U3 unemployment. The definition of an unemployed person for the official U3 figure counts people who are without jobs and who have actively looked for work within the past four week period. In other words, somebody who is unemployed but has given up looking for work is not counted. The U4 unemployment figure includes discouraged workers who have stopped looking for work, but it still does not count somebody who is a "marginally attached" worker, who, while not being discouraged, are those who are willin…

President Obama Rejects Keystone XL Pipeline

Official photographic portrait of US President Barack Obama (born 4 August 1961; assumed office 20 January 2009) (Photo credit: Wikipedia) Breaking: President Obama Rejects Keystone XL Pipeline President Barack Obama announced on Friday his decision to reject TransCanada's permit for the Keystone XL pipeline, ending one of the most controversial and hard-fought environmental battles in recent years.
"This morning Secretary Kerry informed me that, after extensive review, the State Department has decided the Keystone XL pipeline would not serve the interests of the United States," he said, adding "I agree with that decision."
Senate Senate Majority Leader Mitch McConnell said Obama had caved to special interests and "extremists."
"Given this project's importance to North American energy independence, the question still remains not if but when Keystone will be built. Republicans have no intention of giving up on common-sense jobs ideas like Keyst…

AVG Internet Security

AVG Internet Security – Buy Now Internet Security for Home or Business from eComTechnology Quotes for up to 1000 licenses. Discounts for Government, Education and Non-Profit. Keys delivered email with half hour most of the time! Detects and stops viruses, threats and malware Great easy to use protection everyone needs Our job is to stop viruses before they even get to your PC. We check your files before you open them, your Facebook links before you click, your email before it gets to you and your websites before you visit them. You get: AntiVirus, AntiMalware (AVG Resident Shield), AVG Anti-Rootkit, AVG Email Scanner, AVG Protective Cloud Technology, AVG Community Protection Network, AVG LinkScanner® Surf-Shield, AVG Social Networking Protection. AntiVirus Helps stop, remove, and prevent the spreading of viruses, worms or trojans. AntiMalware (AVG Resident Shield) Protects you from malware on your PC and helps stop anything that’s infected. AVG Anti-Rootkit Detects and removes dangerous r…

Contactless cards haven’t won everyone over just yet

Contactless cards haven’t won everyone over just yet 03 Nov 15 | Author | It is easy to get the impression that we have become a nation of contactless acolytes, running around tapping our cards for everything from a stick of gum to the weekly shop. High spending doesn’t paint the whole picture After all, as a nation, we did somehow manage to spend £2.5 billion in the first six months of 2015 using just contactless cards. In June alone we spent £567m and skipping to August we tapped £634m away, an increase of 219.4 per cent over the year.
According to the UK Cards Association in August 72.8m contactlesscards were issued, marking an increase of 2.6 per cent on the previous month and 42.4 per cent over the year.
However, one should be weary of letting all these statistics create a nebulous glow and assuming that just because more money is spent, it means everyone is spending it.
The UK Cards Association noted that 89 million contactlesstransactions were made in the month, ma…

card-accepting outlets

Number of card-accepting outlets to double by 2020 Number of card-accepting outlets to double by 2020 02 Nov 15 | Author |In the course of the next five years, we will see some more card-accepting outlets around, twice as many as today in fact. By the end of 2014 there were 46.6 million merchant outlets worldwide and by 2020 there will be 90.3 million, according to strategic research and consulting firm, RBR.
Emerging market growth The majority of the growth will happen in Asia-Pacific markets such as China and India where the fastest growth was recorded in 2014. Interestingly, the growth mainly increased not because the larger cities expanded and evolved, but rather because card-accepting terminals expanded to geographic areas and merchant sectors where consumers could not previously use cards, rather than remaining in just the largest merchants and cities.
Despite being the fastest and the largest growing region, it is still relatively underdeveloped and the overall den…

Live streaming video

Your Hottest New Weapon: Live Streaming Video By in FeaturedSmartphones/Mobile ApplicationsVideo Marketing Share on facebookShare on twitterShare on google_plusone_shareShare on pinterest_shareShare on linkedinShare on emailShare on printfriendlyMore Sharing Services11 Translate Video-based content is on its way to becoming the most widely consumed form of media available on the Internet. With platforms like YouTube cranking out unfathomable amounts of video clips, users have become accustomed to absorbing content in a highly visual and more compelling manner than text alone. In every minute of the day, 300 hours of new video are uploaded and made available to YouTube’s billion-plus users. Vines are everywhere and GIFs litter the Internet.
But despite the awesome benefits of video content, an even more compelling form of media is beginning to take the Internet by storm; live streaming video.
Over the past year, several live streaming video sites and apps have emerged…